Physician Mortgage Loans in Austin, TX

0% down up to $2M · No PMI · Student debt excluded from DTI

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Your Situation

Austin, Texas is home to major medical institutions including Dell Seton Medical Center and St. David's Medical Center, making it a prime market for physician homebuyers. With a median home price around $520k, physician mortgage loans offer doctors the ability to purchase with 0% down and no PMI — saving hundreds per month compared to conventional financing. The area is also home to Dell Medical School at UT Austin, producing a steady pipeline of new physicians entering the local housing market. Whether you're an attending, resident, or fellow, a physician mortgage in Austin can help you build equity from day one without depleting your savings on a down payment.

Major Hospitals

  • Dell Seton Medical Center
  • St. David's Medical Center

Medical Schools

  • Dell Medical School at UT Austin

Nearby Markets

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