Privacy Policy

Last Updated: April 2026

DrLoanTool.com ("we," "us," or "our") is operated in connection with Nate Jones, NMLS #304056, a mortgage loan officer at New American Funding, NMLS #6606. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at drloantool.com, use our physician mortgage calculator, or submit information through any of our forms.

By using this website, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this policy, please do not access the site.

1. Information We Collect

Information You Provide Directly

When you use our lead form, calculator, or contact features, we may collect the following personal information:

• Name — your first and last name
• Phone number — so Nate Jones can contact you about mortgage options
• Email address — for follow-up communication and newsletter delivery
• Medical designation — your professional title (e.g., MD, DO, DDS, DVM) to determine physician mortgage eligibility
• Property state — the state where you are looking to purchase a home
• Home price and down payment preference — to provide relevant mortgage estimates

Newsletter Signup

If you subscribe to our email newsletter, we collect your email address. You can unsubscribe at any time by clicking the unsubscribe link in any newsletter email or by contacting us directly.

Information Collected Automatically

When you visit DrLoanTool.com, we automatically collect certain information through cookies and similar tracking technologies, including:

• Device information — browser type, operating system, device type, and screen resolution
• Usage data — pages visited, time spent on pages, click patterns, and referring URLs
• IP address — used for approximate geographic location and security purposes
• Cookie identifiers — unique identifiers stored on your device by our analytics and advertising tools

2. How We Use Your Information

We use the information we collect for the following purposes:

• Mortgage consultation — Nate Jones uses your contact information and loan preferences to reach out to you by phone and email about physician mortgage programs, rates, and qualification
• Lead fulfillment — When you submit a form, your information is sent to Nate Jones so he can provide personalized mortgage guidance
• Newsletter delivery — If you subscribe, we send periodic emails with physician mortgage tips, rate updates, and educational content
• Site improvement — We use analytics data to understand how visitors use our calculator and content so we can improve the experience
• Advertising — We use tracking data to measure the effectiveness of our advertising campaigns and to show relevant ads to people who have visited our site

3. Cookies and Tracking Technologies

DrLoanTool.com uses cookies and similar tracking technologies. Here is what is active on our site:

Google Analytics (G-NMWD5XEZBY)

We use Google Analytics to understand how visitors interact with our website. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to our site. We use this information solely to improve the content and usability of our website. Google Analytics collects the IP address assigned to you on the date you visit the site, but does not collect your name or other personally identifying information. Google's ability to use and share information collected by Google Analytics is restricted by the Google Analytics Terms of Service and the Google Privacy Policy.

Google Ads (AW-17955275840)

We use Google Ads conversion tracking to measure the effectiveness of our advertising campaigns. This technology uses cookies to track when a user who clicked on a Google ad subsequently submits a form on our site. We do not collect personally identifiable information through this tracking. You can opt out of Google's use of cookies by visiting Google Ads Settings.

Meta (Facebook) Pixel (ID: 1747229912171672)

We use the Meta Pixel to measure the effectiveness of our advertising on Facebook and Instagram, and to build audiences for future advertising. The Meta Pixel collects data about your activity on our website, such as pages visited and forms submitted, and sends this data to Meta. Meta may use this data in accordance with the Meta Privacy Policy. You can manage your ad preferences on Meta through your Facebook Ad Preferences.

Session Cookies

Our website may use session cookies to enable basic site functionality, such as maintaining your calculator inputs during a session. These cookies are temporary and are deleted when you close your browser.

Managing Cookies

Most web browsers allow you to control cookies through their settings. You can set your browser to refuse all cookies or to indicate when a cookie is being set. However, some features of our site may not function properly if cookies are disabled. You can also opt out of interest-based advertising through the Network Advertising Initiative or Digital Advertising Alliance.

4. Third-Party Services

We use the following third-party services to operate our website and process your information:

• Google (Analytics and Ads) — Website analytics and advertising measurement. Google Privacy Policy
• Meta / Facebook — Advertising measurement and audience building via the Meta Pixel. Meta Privacy Policy
• Supabase — Cloud database service used to securely store lead form submissions. Supabase stores data in SOC 2 Type II compliant data centers. Supabase Privacy Policy
• Gmail SMTP — Used to send lead notification emails to Nate Jones when you submit a form. Your information is transmitted through Google's email infrastructure. Google Privacy Policy
• Vercel — Website hosting platform. Vercel Privacy Policy

We do not sell, rent, or trade your personal information to third-party data brokers or marketing companies.

5. Data Sharing

Your personal information is shared only with the following parties and only for the purposes described in this policy:

• Nate Jones, NMLS #304056 — Your lead form data (name, phone, email, medical designation, property state, and loan preferences) is shared directly with Nate Jones so he can contact you about physician mortgage options. Nate is a licensed mortgage loan officer at New American Funding.
• New American Funding, NMLS #6606 — As Nate's employer, New American Funding may access your information as part of the mortgage origination process if you choose to proceed with a loan application.
• Service providers — The third-party services listed in Section 4 process your data on our behalf to operate the website, store form submissions, and deliver notifications.
• Legal compliance — We may disclose your information if required to do so by law, court order, or governmental regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

We do not sell your personal information to any third party for any purpose.

6. Data Security

We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• All data transmitted through our website is encrypted using HTTPS/TLS encryption
• Lead form submissions are stored in Supabase, which maintains SOC 2 Type II compliance and encrypts data at rest
• Access to your personal information is limited to Nate Jones and authorized personnel at New American Funding who need it to provide mortgage services
• Our hosting provider (Vercel) maintains enterprise-grade security infrastructure

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we are committed to implementing and maintaining appropriate safeguards.

7. Your Rights

All Users

Regardless of where you live, you have the right to:

• Access — Request a copy of the personal information we hold about you
• Correction — Request that we correct inaccurate personal information
• Deletion — Request that we delete your personal information from our systems
• Opt-out of communications — Unsubscribe from our newsletter or request that Nate stop contacting you

To exercise any of these rights, contact us using the information in Section 10 below.

California Residents (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

• Right to Know — You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, the categories of sources from which we collected it, the business purpose for collecting it, and the categories of third parties with whom we share it.
• Right to Delete — You have the right to request deletion of personal information we have collected from you, subject to certain exceptions.
• Right to Correct — You have the right to request that we correct inaccurate personal information.
• Right to Opt-Out of Sale or Sharing — We do not sell your personal information. We do share certain data with Google and Meta for advertising purposes, which may constitute "sharing" under the CPRA. You may opt out of this sharing by adjusting your cookie settings, using browser-based opt-out tools, or contacting us directly.
• Right to Non-Discrimination — We will not discriminate against you for exercising any of your CCPA/CPRA rights.

To submit a verifiable consumer request, contact us at the information provided in Section 10. We will respond to verifiable requests within 45 days. You may also designate an authorized agent to make a request on your behalf.

Opt-Out of Tracking

You can opt out of tracking technologies used on our site by:

• Adjusting your browser settings to block or delete cookies
• Using the Google Analytics Opt-Out Browser Add-on
• Adjusting your Facebook Ad Preferences
• Visiting the NAI Opt-Out Page or DAA Opt-Out Page
• Enabling "Do Not Track" or Global Privacy Control signals in your browser

8. Children's Privacy

DrLoanTool.com is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. Our services are designed for licensed medical professionals and other adults seeking mortgage information. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information as quickly as possible. If you believe a child under 18 has provided us with personal information, please contact us immediately at the information provided in Section 10.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of DrLoanTool.com after any changes to this policy constitutes your acceptance of the updated terms.

10. Contact Information

If you have any questions about this Privacy Policy, want to exercise your data rights, or need to reach us for any privacy-related concern, please contact:

Nate Jones
Mortgage Loan Officer, NMLS #304056
New American Funding, NMLS #6606
Website: loansbynatejones.com
NMLS Consumer Access: www.nmlsconsumeraccess.org

You may also verify Nate's licensing information through the Nationwide Multistate Licensing System (NMLS).